By Debbie Wolfe.

Updated: July Sometimes it takes just one good storm to topple what was once a sturdy tree in your yard. And, once the storm passes, you may be wondering whether your homeowners insurance will help pay for the cost of removing the branches or repairing damage if the tree fell on your home.

Whether your homeowners insurance policy includes coverage for fallen trees typically depends on a Estimated Reading Time: 6 mins.

Feb 15, If a tree falls on your house, the first thing to do, if it’s safe, is to try to prevent further damage to your home and property. Make sure to take some photos to document what happened. Then call your insurance agent, who can explain your options and help you Estimated Reading Time: 3 mins.

Refer to the company licensure and states of operation information.

Sep 14, Homeowners insurance protects your home and personal belongings from the unexpected, including fallen tree damage after a bad storm. Fallen tree damage and removal is generally covered if the tree landed on a covered structure and fell because of a covered peril, like heavy winds or a lightning stumpcutting.bar if your insurer can prove that the tree fell due to an exclusion in your.

A long streak of missing bark coming down the tree usually means the tree was struck by lightning. It's possible that a tree can recover from this, but if the leaves or needles turn brown after several weeks, the tree has died. Call a Certified Arborist immediately if lightning has struck a pine tree near the home.

Jul 08, “If the neighbor’s tree falls on your house, it’s your problem” says Gary Blackwell, an independent insurance agent based in Corinth, Maine. Your insurer may.